Provider ReviewBest for Exotic Pets
Petcover Pet Insurance Review 2026
7.8
/10
Petcover is the only major Australian insurer that covers exotic pets — birds, rabbits, reptiles, ferrets, and guinea pigs alongside dogs and cats. If you have a non-standard pet, Petcover is likely your only option with comprehensive cover.
| Starts From | Annual Limit | Reimbursement | Best For |
|---|---|---|---|
| $20/mo | Up to $25K | Up to 90% | Best for Exotic Pets |
Pros
- Covers exotic pets (birds, reptiles, rabbits)
- Multi-pet discounts up to 15%
- Gap-only claims available
- Routine care add-on available
Cons
- Higher premiums for older pets
- Breed-specific exclusions on some policies
- Claim processing can be slow (2-4 weeks)
- Website is dated
Who It's Best For
Owners of exotic pets. Multi-pet households wanting discount. People wanting gap-only payment at the vet.