Provider ReviewBest Value Premium
PD Insurance Pet Insurance Review 2026
8.2
/10
PD Insurance (formerly PetInsurance.com.au) offers some of the most competitive premiums for comprehensive cover — up to $20K annual limit with 80% reimbursement at prices that beat most competitors. No-frills, high-value cover for budget-conscious owners.
| Starts From | Annual Limit | Reimbursement | Best For |
|---|---|---|---|
| $16/mo | Up to $25K | Up to 90% | Best Value Premium |
Pros
- Most competitive premiums for comprehensive cover
- Up to $20K annual limit on top tier
- Quick online claims (3-5 business days)
- 30-day money-back guarantee
Cons
- No wellness/routine care add-on
- No exotic pet cover
- Only one reimbursement rate (80%)
- Newer brand in Australia
Who It's Best For
Price-sensitive buyers wanting comprehensive cover. People who don't need routine care extras. Direct, no-frills insurance seekers.