Editorial Policy

Evidence threshold

Material policy and price statements should be traceable to a current document or personalised quote.

• Identify the provider document, version and review date where practical
• Separate a quote for one scenario from a general market statement
• Do not present a rating, award, case study or hands-on test without publishable evidence
• Mark unresolved or time-sensitive terms for reader confirmation

Research boundary

The site's insurance content is desk research based on public documents. It does not represent a personal policy purchase, submitted claim, provider audit or licensed financial recommendation.

Corrections and updates

Policy documents and quotes change. A visible article date is a publishing marker, not a promise that every term remains current.

• Recheck the current PDS, TMD, policy schedule and quote before acting
• Report a conflict through the contact page with the source link or document version
• Material corrections should update the affected statement and its evidence note

Commercial disclosure

Some links may be affiliate links. The disclosure page explains this relationship. Commission availability is not evidence of policy suitability and is kept separate from the document-reading framework.